What's this about?

A collage of everyday thoughts and trying to make sense of a sometimes nonsense world.

Monday, March 28, 2011

Taxes-In Government We Trust

People say taxes are a necessary evil but are they really? Our government seems to take more and more from good citizens but what are the limits? It doesn't seem like the government wants to live within their means or even budget our dollars, which we so freely give them; however if a citizen doesn't live within his/her means and our payments are late, we get fined of course. Big government what are you teaching our society, if anything? Is living in excess really living?

Like any good citizen, I filed my taxes this year. On my W-4 forms, I have 0, which means the government is supposed to take out more money but every year, I owe our state government (and local city, but I will get to that in a minute). Usually, I get a little back from Federal to pay the state but that didn't happen this year, instead I owe the federal government $3.00, yes you read that right. I laughed and then I thought about this, what am I doing wrong on my taxes? Probably nothing, truthfully, I am penalized because I am single, no kids, not a homeowner & I work two jobs. Even though both of my jobs individually take enough taxes out, when both amounts are added together, the government sees massive dollar signs and decides I owe them money. Does this even make sense? Why should my total income, even though it was earned separately put me in a higher tax bracket? Isn't there a better way to figure out this outdated, broken tax system? No, of course not, I love giving away almost 30% of my income to a government that cannot even manage their own finances! Money should say, "In Government We Trust" because that is who we as a society put our trust into but how much trust should we put into them?

My state government has decided I owe them around $250.00, oh really, last I checked I worked, lived, and spent money here. I already paid you taxes but I owe you more? So, what do you want next from me, blood or perhaps a kidney? The only thing we don't pay taxes on is food (unless it is take out food from a restaurant)? So how much of my money am I really giving? Should I keep all my receipts to prove to you that I do pay more taxes on material goods and other such items? Oh, if I purchase anything from out of state, my state wants me to pay them a USE tax, even though I bought the item from another state, I have to pay my state tax on it (even if I already paid tax on it from another state). Really? The item was not made or distributed here, how is that even legal?

Then there is the local income tax, which is probably the most troublesome of all. I work in one city but live in another. Both of my employers take out taxes for the city I work in but they don't take out taxes where I live. As I said previously, I am not a homeowner but the city where I live, insists that anyone living within their limits must pay taxes. Now I pay my landlord rent and he pays the city taxes out of that rent, shouldn't that be sufficient? No, of course not! Guess how much credit I get for paying taxes for my working city? 1%!!! Yes, so generous of them. My city also insists that 90% of 2010 taxes be paid by January 31, 2011. Most people barely even have their W-2 forms by then, so an estimate of taxes can only be paid. If one doesn't pay by the end of January, then a $25.00 late fee is imposed. I am not sure how this city gets away with this because I don't understand how it is even legal to expect citizens to pay for taxes that haven't been filed yet & the city's website even says we have in until April 2011 to file taxes, so how can they charge a late fee on taxes that haven't been filed? And why are renters paying taxes that landlords already pay? Allegedly, we are paying for police, fire, & other public services (my total per month if my employers were to take it out, in the city I live comes to about $40.00 a month). Truthfully, I pay almost as much in local taxes if not more, than I do for state taxes. It is truly baffling to me.

So, all these tax issues have made me think about where is my money really going & do I want to give it away so freely? I know I am always going to have to pay taxes in some form but there are things I can do to cut down on my tax paying. One, stop spending so much money. That's easier said than done but think how much you pay on taxes on items you buy. Two, move out of the city (and possibly the county), I live in. We probably one of the highest, if not the highest taxed counties in our state(not much confidence in this county because there has been massive political corruption here). Three, possibly move to another state, where there is no state income tax. These are doable actions but the biggest move has to come from me and I have to make a decision on where my money is going to do the most good and that is in my bank account. Big government, take note, I will keep as much as my money to myself. I will not cheat or lie on my tax forms but I would like for you to take some things under consideration as well. One, our tax system needs to be revamped and two, learn to budget, we must all live within our means and you are not exempt from this.

Tuesday, March 8, 2011

Annoyance and the Positive

I really was trying to make this blog a more positive place but it is not completely possible to be positive all the time is it? I realize I am not the most forgiving person. There are times, I am unreasonable and my actions may seem over the top; however keep this in mind, just because I am civil and somewhat friendly to someone, it does not mean I have forgiven this person or forgotten what happened. There are some things you cannot change and even though my actions are civil, it does not mean I am willingly letting this person back into my life. It also does not mean we are friends because the only way for us to be friends is, if we were to start all over again. We both know that is not possible. I am not sure why this person wants to be in my life or wants to be friends again, but whatever his/her reasons are, I find them suspect because either this person feels guilt or there is another reason I am not seeing. Maybe he/she wants things to be as before but that won't happen because one, I am hard headed and two, I really don't need this person in my life. I am sorry if this is disappointing to this person but he/she really shouldn't have hurt me. I won't tell this to person to fuck off, as much as I would like to because honestly he/she is not a bad person but I won't allow myself to be hurt again. Forgiveness is never an easy thing, but holding a grudge is never good either; however it is much easier to not have someone in one's life, then it is having he/she there. I don't want to feel jealous or angry or annoyed but that is how I feel and like anything that will pass (on my terms) and I will move beyond that. So for now, I pretend and am civil, it makes it much easier for peace and I am a better person for it. And that is the absolute truth.

Monday, March 7, 2011

Thanks for screwing me once again Cuyahoga County

Before I start my rant, I know I should be a better law abiding citizen but that is not the point. Last July, I received a speeding ticket (42 in a 25 zone). I paid the ticket but only after waiting FIVE days to find out the cost. The Cuyahoga County Clerk of Courts phone system is ass backwards, one can never get through and at that time there was no way to leave a message. Instead of fighting the ticket, I just paid it because I knew I was in the wrong. Fast forward to recently on my insurance policy, I noticed an Assured Clear Distance violation on my policy, so I called the insurance company and was told to get my record from the BMV. I received the record and there it said Assured Clear Distance on my record. I emailed the BMV and was told to contact the Court. After an almost twenty minute hold (no their phone system has not changed for the better), I spoke to a Ryan, who proceeded to put me on hold once again (don't get me started on the name Ryan, they have all been aholes to me). I explained the situation politely and Ryan advised me that the Assured Clear Distance and Speeding Ticket are written as the same. Really? There was absolutely no one in front of me when the ticket was issued, I wouldn't have had a problem stopping if necessary because there was no one there! Empty road, holiday weekend, everyone had left work early except me. I tried explaining to him that my insurance company charges me more for this type of ticket but they really don't give a flying fuck. Seriously. I just ended up hanging up on him.

So, thank you City of Cleveland for being in bed with the Insurance companies because not only are you lining your own corrupt pockets but the Insurance companies as well. What a scam. And don't get me started on the "traffic camera" speeding violation I had because there wasn't a sign there to indicate you had such a camera in operation. It is really no wonder that people are FLEEING this city and the state for that matter. There is enough corruption in the world but to deal with it on a local level it is not worth the hassle (oh and that goes for you overblown city taxes , how much are both the city of Lakewood and Cleveland making off of me this year but that's another rant) but yet you cry poor and treat your citizens like they are nothing and their opinions don't matter. Rules are rules but that doesn't mean I have to abide by yours because I have a choice not to live here. Really, who wants to live in a city which reeks of corruption and takes advantage of citizens that are trying to survive and get by on what little they have? Overall, it doesn't matter what I say, because you will continue to do what you do, I have no power over what you do but I certainly have power over what I do and that is to leave sooner rather than later, if it comes down to that, then I will. Maybe some will say, I shouldn't speed and I can't disagree with that; however, I do expect fair treatment and saying a speeding ticket is an assured clear distance violation is a muddied version of the truth.

Wednesday, March 2, 2011

Academy Awards Thoughts

Yes, I am a little late on the Academy Awards feedback, so what I am about to say is not totally original. There were no surprises, although I was hoping there would be some shockers. First, how obnoxious is Melissa Leo? and that was one hideous dress. Ok, now I got that out of the way. I tuned in and out of the awards throughout the night, so I wasn't glued to the couch, so there were speeches and awards I missed.

As far as the hosts, well, everyone always says how horrible the hosts are but in their defense, how much can you entertain people over a 3 hour period? I can't imagine doing a speech for ten minutes, let alone trying to please such a vast audience. Maybe the Academy should recognize itself for what it is, which is an ego fest and quit trying so hard. The skits and such just come across as desperate and juvenile. If you really want to shake it up, then why not have all the actor nominees come dressed in character? After all, they are nominated for the characters they played on film, so why not come dressed in character? I wonder if anyone has ever done that? I am mostly kidding(well maybe).

Anne Hathaway reminds of a better version of Julia Roberts. They don't look exactly alike but they do remind me of one another. I want to like Anne but I have a hard time with her for various reasons, much like Julia (I don't find Anne nearly as obnoxious as Julia though). James Franco, maybe you need to slow down and realize you can't do everything. What happened to that charming stoner in Pineapple Express that I adored? I don't think Anne or James were completely at fault for the snoozefest because honestly, the Academy just needs to shorten the program.

The most sincere recipients (that I saw) were Aaron Sorkin (screenwriter for The Social Network) and David Seidler (screenwriter for The King's Speech). I especially loved what David Seidler said about being a late bloomer. It is the behind the scenes people that make these films work and to see them so happy is really nice. The actors, directors and producers get the most praise (and prestige) but without the writers and everyone else, the films wouldn't get made. I missed Luke Matheny's speech (he was winner of Best Short Film Action), so I need to see if I can find it somewhere. I heard his speech was very nice. I was also glad to see Inception won for Cinematography, Sound Mixing, Sound Editing, & Visual Effects.

As far as what the ladies wore, no one stood out for me. I did like Natalie Portman's dress because I do love purple and I thought it was a bit different. She is a beautiful girl but somewhat annoying. I thought Anne Hathaway's dresses (that cream one was divine) onstage were much better than what she wore on the red carpet. Halle looked lovely as always (does she ever look bad?) and I can't believe Penelope Cruz just had a baby (really good genes and a lot of discipline). No one looked awful though, except Melissa Leo's dress and Sharon Stone didn't look great either. Not a terribly exciting fashion fest though.

Lastly, I must mention the presenters. How much do I love Robert Downey Jr.? He is charming, funny and adorable. I can't wait for Sherlock Holmes 2. I also thought Russell Brand & Helen Mirren were cute. Helen is so elegant, if I could only be as sophisticated as she is. Kirk Douglas just made me sad and I would rather just leave it at that. It will be interesting if the Academy decides to make any changes next year or if they will keep trying the same old stodgy format. I am so glad I don't have to be in the audience to sit through it because I would be quite tanked by the end of the show.